India marks a decade of the Jan Suraksha Schemes — PMJJBY, PMSBY, and APY — launched by pm MODI on May 9, 2015, to provide affordable insurance and pension to the underprivileged and unorganised sector.
Total Coverage: Over 82 crore enrollments
Total Payouts: ₹21,518.94 crore across all schemes
PMJJBY (Life Insurance):
₹2 lakh cover
23.63 crore enrolled
₹18,397.92 crore paid for 9.19 lakh claims
PMSBY (Accident Insurance):
₹2 lakh for death / ₹1 lakh for disability
51.06 crore enrolled
₹3,121.02 crore paid for 1.57 lakh claims
APY (Pension):
Monthly pension of ₹1,000–₹5,000
7.66 crore enrolled
47% women participants
Boosted financial inclusion for the poor and women
Simplified digital enrollment and claim settlement
Strengthened India’s social security net